Ugh. I’ve been in such an incredible state of laziness recently. I tend to be an overachiever so when these little spells hit me I usually listen to them and allow my body to replenish my adrenal reserves, or whatever the cause may be. Maybe it’s because April was my birthday month which always leaves me feeling entitled to all sorts of things I usually don’t (such as endless hours spent watching Gossip Girl). So there’s my excuse for procrastinating this long overdue update…I think this bout of laziness has now commenced.
I have excellent news: My Indiegogo funds came in and combined with my own money I paid off an entire student loan for the first time ever!! Goal #1: check!
Paying off that loan ($1,820) decreased my monthly payment significantly (by $146.62). That is super important because all of my loans finish coming back into repayment this month. That means I will be back to having a giant monthly minimum payment…but at least it will be slightly less giant than it was before.
By happenstance I also made another large payment toward my debt in April. I paid $1000 (tax return money) toward my consumer debt (tuition for the classes I am taking). I wasn’t sure how I would be using my tax return money but—long story short–that was the right place for it.
So yay, my debt payoff totals for April 2013 look incredible:
Student loans: $1827
Credit Cards: $90
Other consumer debt: $1000
Grand total: $2,917
WOW.
That number makes me happy but also makes me a little sick…imagine the traveling I could have done with that…
Whew…anyhow…my payoff totals for May won’t be nearly as pretty. No fundraiser funds, no tax returns, nothing extra is coming my way. I’m still working irregular hours so I’m not even sure how I’m going to make my minimum payments. But where there is a will there is a way and I know it will be taken care of.
Goal #2
My next goal is to get under the $100,000 mark with my student loans. This is a great goal because I am SO close ($100,717) and because as long as I am making the minimum payments while getting on track with work this goal will eventually take care of itself.
5 digits? You will soon be mine.
bye bye student loans 